Educación, formalidad y acceso al sistema financiero: en búsqueda de una expansión sostenible de la cobertura en el Sistema de Pensiones en el Perú
Date
2020-03-12
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Pontificia Universidad Católica del Perú
Abstract
La presente investigación tiene como objetivo realizar un análisis sobre
las posibles maneras de afrontar el problema de la baja cobertura del sistema de
pensiones peruano. Para ello se realizará dos estimaciones que buscan
encontrar los principales determinantes de la cobertura del sistema de
pensiones. Utilizaremos la Encuesta Nacional de Hogares para el año 2018 y
modelamos la probabilidad de participación en un programa de pensiones
cuyas principales fuentes de alimentación son vectores de características
individuales, de hogar y de empleo.
The objective of this research is to analyze the possible ways of dealing with the problem of low coverage of the Peruvian pension system. In order to do this, we estimate the probability of participation in a pension program whose main sources of information are vectors of individual, household and employment characteristics. We will use the survey Encuesta Nacional de Hogares for the year 2018 and we seek to find the main determinants of the contribution of the Peruvian pension system using two estimations which rely on proxies of affiliation and contribution.
The objective of this research is to analyze the possible ways of dealing with the problem of low coverage of the Peruvian pension system. In order to do this, we estimate the probability of participation in a pension program whose main sources of information are vectors of individual, household and employment characteristics. We will use the survey Encuesta Nacional de Hogares for the year 2018 and we seek to find the main determinants of the contribution of the Peruvian pension system using two estimations which rely on proxies of affiliation and contribution.
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Keywords
Pensiones--Perú, Mercado de trabajo--Perú, Economía informal--Perú
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